WHO PAYS FOR MY MEDICAL CARE AFTER MY AUTO ACCIDENT?
When you are involved in an auto accident in the state of Florida, regardless of who is at fault, your medical treatment is covered under your own auto insurance. Yes, you can be the cause of the accident and still be covered. You may also be covered if you were hit as a pedestrian, on a bicycle, or borrowing someone else’s car. If you drive in Florida you are required to have personal injury protection also known as PIP. Your PIP insurance currently allows up to 10,000 in medical benefits, which pays for your medical care, lost wages, or any medical expense as a result of an auto accident. It might seem like sufficient coverage, but sometimes it’s just not enough. For example, a visit to an emergency room can run up to thousands of dollars, especially if any diagnostic tests are performed. Hospitals have the right to bill at a much higher rate for the same services you would receive at a medical office. That’s why if you are not seriously hurt you should try to seek medical attention at a medical office instead.
HOW DO I RECEIVE MONEY FOR MY INJURIES?
Florida statues states that you have to have a permanent injury to get medical compensation. You may recover damages for pain, mental anguish, and inconvenience because of bodily injury, sickness, or disease arising out of the ownership,maintenance,operation or use of such motor vehicle only in the event the injury or disease consists in whole or in part of significant and permanent loss of an important bodily function, permanent injury, permanent scarring or disfigurement or death. However, before you concern yourself with permanency you will first need proper documentation from a qualified physician to prove that the driver is responsible for your injuries and is negligent then you may be able to recover any out of pocket medical bills, future medical bills, lost wages and any loss of ability to earn future income. The keyword though is “may” because you will recover nothing unless your injury is proven to be permanent. Dr. Glen Berman is uniquely qualified to calculate impairment ratings and determine permanency. He is prepared to write a final injury evaluation report to your attorney. Many patients come to Berman Chiropractic and Injury Center after consulting a personal injury attorney because the doctor is trained in the biomechanics of the human body and well versed in treating and documenting auto injuries and works with other experts in the field. Dr. Glen Berman also gladly accepts liens from attorneys so you don’t have to provide up front payment for your treatment as you would with a traditional doctor. This means you may be entitled to 100% coverage- no co-pay, no deductible, NO OUT OF POCKET COSTS TO YOU!